What happens when I press the "See if I qualify" button?
At Bankruptcy Clinic we do not give advice. On completion of our form, we will introduce you to one of our authorised debt solutions partners. We use the contact details you have given us on the form to make this introduction. A debt adviser will contact you by telephone. During that telephone call, the debt adviser will discuss your options in more detail. During this call, and other subsequent communication, you will be dealing with a debt solutions partner and not Bankruptcy Clinic. All solutions are subject to acceptance and eligibility. Further conditions will apply and calls are recorded for your protection. Initial advice is always free but, as commercial companies our partners do charge for on-going services. Debt write off only applies on completion of the Insolvency Solution and details do appear on a public register. Full details will be discussed prior to entering into an agreement and alternative options may be offered, where considered to be in your best interest. Your ability to obtain credit will be affected for 6 years, even if the solution lasts for less and your assets and property could be at risk.
All debt solutions should be very carefully considered. Bankruptcy Clinic never charge for the service we provide, but if you enter into an Individual Voluntary Arrangement (IVA) or Debt Management Plan with one of our partner Companies, then fees will apply and these are made clear by the advisers and also in the documentation you receive. Retained payments may place you further into arrears. Bankruptcy Clinic partners are all authorised and regulated by the Financial Conduct Authority and comply with their rules and principles of business. You have the right to a cooling off period of 14 days. It is likely that your ability to obtain credit will be affected for 6 years, even if the solution lasts for less.
You can contact us about your application by email.