We can help you Declare Bankruptcy

You can Declare Bankruptcy in 3 simple steps

3 Simple Steps to start your Bankruptcy


Complete our online Bankruptcy Application


You will then speak to a Bankruptcy Expert about your options.


Your Bankruptcy application will be completed and posted for you.

About the Fees

A fee is charged for the services we offer. A management service is provided from the start to end of your plan. Help is with you all the way.
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Impartial Advice

You can get FREE impartial advice on your finances from the Government's Money Advisory Service.
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Please remember

If you choose to restructure your debt over a longer term it could affect your credit rating and cost you more.
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Introducing Bankruptcy

What is Bankruptcy?

Bankruptcy is a solution to clear all your unsecured debts if you have little or no money available to repay your creditors. Once bankruptcy has been declared, any surplus assets you have are then shared equally amongst your creditors. Once your discharge has been received from your official receiver, your unsecured debts are usually written off subject to certain limitations.

Can I go Bankrupt?

Bankruptcy should be considered as a last resort to solving your debt problems. If you have little or no money and no way of raising money to repay your unsecured debts then bankruptcy may be the only option available to you. It is recommended you speak to a professional bankruptcy advisor to see what your debt options are before declaring yourself bankrupt.

Professional Advice

You must seek professional advice before you declare bankruptcy yourself. It may seem very tempting to think of being debt free especially if you have a high amount of debt, but there are some drawbacks to Bankruptcy to be aware of, and you can learn more about here

We do the hard work

With our Pro Bankruptcy Service, your creditors will be dealt with directly so you can sit back and relax, whilst the hard work is done for you. Bankruptcy Clinic are also experienced in other debt solutions as well as Bankruptcy. So if you find yourself out of control in debt, there are a wide variety of debt options available, much more than many other companies.

Limitations to Bankruptcy

Your Credit Rating

Bankruptcy can also have a severe effect on your credit rating. If a debt has been included into your bankruptcy then the creditor will mark the account in default. The default could remain on your credit file for up to 6 years from the date the default was issued.

Your Home

If you are a home owner with equity in your property your share of this will normally have to be released for the benefit of your creditors. If there is little or no equity in your property then it is likely that your property will be safe from bankruptcy.

Being a Company Director

You will be unable to act as a company director or be involved in the management of a ltd company whilst your are bankrupt. There are also some professions that are affected by bankruptcy such as accountants, solicitors and people involved in financial services.

Reduced Borrowing

You will be unable to borrow more than £500 without informing the lender you are bankrupt

Essential Reading

Insolvency Service In Debt Guide Dealing with your Creditors Insolvency Service Guide To Bankruptcy

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